Investment

The Best Investment Brokerage Firms for Long-Term Investors

This is a very common question that most retirement-savvy people ask, “There are many investment firms in the market these days, which one should I stick to?” I always answer, “Vanguard should always be on the top of the list.”  Why do I recommend Vanguard even though there are many other great investment firms? Before …

Credit, Travel

The most important credit card benefits to look for if you are a frequent traveler

Before I consider applying for any travel credit card, I usually look for the answers to my 6 main questions about the card: Does it charge foreign transaction fees? Does it have a trip cancelation/interruption insurance coverage? Does it have an auto rental collision damage waiver? Does it have a baggage delay insurance coverage? Does …

Investment

A long-term investor does not panic during a market crash

The Dow Jones industrial average dropped over 2000 points within a week in February 2018. A few of my friends panicked and asked, “Have you done anything to save your portfolio from this market crash?” I replied, “I did nothing to change my portfolio. In fact, I did not even realize the Dow Jones dropped …

Credit

How to get a free credit monitoring that covers Experian, Equifax, and Transunion reports?

In my previous post, I explained why it is so important to place a security freeze on your Experian, Equifax, Transunion, Innovis, and ChexSystems reports. I highly recommend you read the previous post before you continue reading this one. Many companies these days charge around $9 a month for monitoring credit reports to detect any …